Using Deloitte’s private equity growth model for planning

Using Deloitte’s private equity growth model for planningJ. Lynette DeWitt, Research Manager, Investment Management, Deloitte Services LP, May 25, 2016

“I always avoid prophesying beforehand because it is much better to prophesy after the event has already taken place,” said statesman Winston Churchill. Well, I would certainly agree to that perspective, in part. While this approach makes for accurate newscasts, I respectfully differ from Mr. Churchill’s opinion when it comes to market forecasts. Taking the risk associated with modeling the future can pay off in the form of more robust strategic plans.

Read the full post »

Commercial real estate companies: Making sense of the avalanche of geocoded data

Geospatial analytics: A key compass for CRE companies to make smarter decisionsSaurabh Mahajan, Real Estate assistant manager, Deloitte Services LP, May 18, 2016

In 1854, the infectious and fatal disease Cholera spread through London’s Soho district, claiming many lives.1 Everyone believed the disease to be airborne, until physician John Snow discovered that it actually spread through water.2 How did he do that? Well, Snow plotted the cholera cases on a detailed Soho map and found that most cases were centered around a water pump on Broad Street, which was supplying polluted water.3 Many say that Snow’s lifesaving work was also one of the earliest examples of geospatial analysis.

Read the full post »

The future of investment research: Will humans be displaced?

The future of investment research: Will humans be displaced?Val Srinivas, Banking & Securities research leader, Deloitte Services LP, May 11, 2016

A couple of weeks ago, I had lunch with an old friend who works as a credit analyst at a leading research firm. After catching up with stories about family, and debating politics—we were surprisingly far apart in that arena—we switched our conversation to a more common topic: our jobs as researchers.

Read the full post »

Small-business insurers need to fortify agent value to ward off online disruptors

Small-business insurers need to fortify agent value to ward off online disruptorsSam Friedman, Insurance research leader, Deloitte Services LP, May 4, 2016

While a growing number of small-business insurers are testing the waters of direct-to-consumer sales over the Web, others not yet interested or ready to fully commit to such a transformation should start raising the value of their traditional agency channel so they can avoid losing market share to emerging online competitors.

Read the full post »

What’s the next phase in the evolution of marketplace lending?

What’s the next phase in the evolution of marketplace lending?Steve Fromhart, Research Manager, Banking and Securities, Deloitte Services LP, April 27, 2016

I recently attended the largest annual conference covering one of the most dynamic, young sectors in the financial services industry—marketplace lending (MPL). It wouldn’t be much of a stretch to say that representatives of almost every marketplace lender and marketplace lending ecosystem player in the country was on hand at Lendit USA’s fourth annual US gathering,1 of which Deloitte was a sponsor.

Read the full post »

Intelligent buildings: Will the Internet of Things create differentiation for commercial real estate owners?

Intelligent buildings: Will the Internet of Things create differentiation for commercial real estate owners?Surabhi Kejriwal, Real Estate research leader, Deloitte Services LP, April 20, 2016

Imagine this: As you drive into your workplace, your office building identifies your car, the garage door opens automatically, and you are directed to your parking spot. The lighting in the garage brightens to direct you to the elevator and dims thereafter. As you enter your office, you manage your day through your mobile app—from selecting office spaces for different business needs and preferences, to tailoring food choices. Not just that, your office also takes care of your well-being; the in-house gym tracks your health stats, the building design allows substantial natural light, while the heating, air-conditioning, ventilation, and lighting automatically adapt to your requirements.

Read the full post »

Aggregator insurance shopping sites are here to stay

Aggregator insurance shopping sites are here to staySam Friedman, Insurance research leader, Deloitte Services LP, April 13, 2016

Insurance agents could be forgiven if they were tempted to celebrate following last month’s exit of Google Compare, only about a year after the ubiquitous internet technology company began offering its prospects another option to shop for auto coverage on the Web. However, even a mild sigh of relief might be premature, given the inclination of more and more consumers to do their business online, along with the emergence of a growing number of internet-based aggregators to meet that rising demand.

Read the full post »

Compliance costs in financial services: Will a “peace dividend” be realized?

Compliance costs in financial services: Will a peace dividend be realizedJim Eckenrode, Executive Director, Deloitte Services LP, April, 6, 2016

Twice in the past four days I’ve heard mention of the potential for a reduction in future regulatory expenditures by financial services institutions (FSIs) over the next several years. More specifically, the comment had to do with the potential for reduced fines and penalties resulting from regulatory enforcement actions, as rules become clearer and the investment in data management, analytics, and reporting that FSIs have made over the past several years starts to pay off. Interestingly, this spending reduction was referred to as a “peace dividend.”

Read the full post »

Data-driven distribution: Supporting purpose-built portfolios

Data-driven distribution: Supporting purpose-built portfoliosDoug Dannemiller, Investment Management research leader, Deloitte Services LP, March 30, 2016

The compliance and investing caveat, “past performance does not guarantee future results,” is so extensively used that it has become cliché. Everyone in the industry knows that past performance is one of the significant drivers of investor behavior and, subsequently, changes in assets under management (AUM). Further, it is common knowledge that chasing performance often leads to poor investment decisions by investors. These performance-driven AUM changes also impact the asset managers, since AUM flow can impact investment decisions in the product portfolio, as portfolio managers generate liquidity for exiting investors. Purpose-built investor portfolios can reduce performance chasing by setting clear roles and expectations for each investment product held in the investor’s portfolio. Data analytics can help asset managers place their products into purpose-built portfolios.

Read the full post »

Middle-market banking: Preparing for the next wave of disruption

Middle-market banking: Preparing for the next wave of disruptionVal Srinivas, Banking & Securities research leader, Deloitte Services LP, and Lincy Therattil, Banking & Securities manager, Deloitte Services India Pvt. Ltd., March 23, 2016

Middle-market businesses occupy a special place in the heart of commercial banking. First, they have been growing at a pace faster than that of GDP (Figure 1).1,2 Second, they are highly loyal to their primary banks.3 According to a recent study conducted at the Deloitte Center for Financial Services, the average tenure for deposits and transactional services is nearly 17 years, and about 15 years for credit.4 Furthermore, almost 86 percent of middle-market customers consider their primary bank as the go-to provider for all their financial needs.

Read the full post »

%d bloggers like this: